Monthly MIS and review
A short management pack each month covering profit, cash, receivables and payables, with a review call on what changed and why.
02 · Run clean
Virtual CFO Services for Startups and SMEs in Bangalore
Our virtual CFO services in Bangalore give founders and owners the finance leadership of a senior CFO without the cost of a full-time hire. We sit with your numbers every month, explain what they are telling you, and make sure the decisions you take are backed by them.
Most growing businesses in Bengaluru reach a point where the books are filed on time but nobody is reading them. Revenue is up, yet cash is tight. A bank or investor asks for projections and there is no model to send. That gap, between compliance and control, is where a virtual CFO earns their place.
Who it's for
Built for owners at this stage
- Startups preparing to raise funds or already reporting to investors
- Small and medium businesses that have outgrown an accountant but cannot yet justify a full-time CFO
- Owner-run businesses where the founder still approves every payment
- Companies adding a second location, product line or entity
What we hear
Problems we solve
- You find out about a cash shortfall the week it happens, not the month before
- Monthly accounts arrive late and nobody turns them into decisions
- Pricing, hiring and expansion calls are made on instinct
- Investors or lenders ask for MIS, budgets or projections you do not have
- Compliance deadlines are met, but at the last minute and with avoidable late fees
The work
What's included
Cash-flow forecasting
A rolling 13-week and 12-month cash view, so you can see a crunch coming and act on it early.
Budgets and unit economics
Annual budgets broken down by month and department, plus margin analysis by product, client or location.
Compliance oversight
A calendar for GST, TDS, professional tax, income tax and ROC filings, tracked with whoever does your books so nothing slips.
Investor and lender readiness
Financial models, projections and data rooms prepared to the standard investors and banks expect.
Finance systems
Approval workflows, expense controls and the right accounting tools, set up so the finance function runs without daily follow-up.
Our approach
How we deliver it
We start by understanding how money actually moves through your business: who raises invoices, who approves spend, where the data sits and what reports exist today. From there we design a reporting rhythm that fits the size of the business, not a corporate template.
We work alongside your existing accountant or CA where you have one. They keep handling entries and filings; we add the layer above, turning the numbers into decisions and keeping the compliance calendar honest. Where you have no in-house accountant, our accounting team can take on the books as well.
How we work
Understand first, then solve
- UnderstandHow your business actually runs
- DesignA solution that fits you
- ImplementProcesses, systems and tools, put in place
- Stay with youAs your business grows
Working together
How engagements usually run
Virtual CFO work usually runs as a monthly retainer, because its value is in the rhythm. Some clients begin with a one-time diagnostic of their finances before deciding on ongoing support.
- One-time diagnosticA clear look at where the business stands and what to fix first.
- ProjectA defined piece of work, from setup to a restructuring or fundraise.
- Monthly retainerOngoing accounting, compliance and Virtual CFO support.
FAQ
Questions owners ask
What does a virtual CFO do for a startup?
A virtual CFO turns your accounts into decisions. That means monthly MIS, cash-flow forecasting, budgets, unit economics, compliance oversight and investor-ready reporting, delivered part-time instead of through a full-time hire.
How much does a virtual CFO cost for a startup?
It depends on the size of the business, the number of entities and how often you need reporting and reviews. We agree a fixed monthly scope after a first conversation, so the cost is known in advance.
When does a business need a virtual CFO rather than an accountant?
An accountant records and files. A virtual CFO plans and advises. If cash surprises you, if you are about to raise funds or borrow, or if you are making pricing and hiring decisions without clear numbers, it is time for CFO-level support.
Can you work with our existing accountant or CA?
Yes. We work alongside existing accountants and CAs. They continue with bookkeeping and filings while we handle reporting, forecasting and finance decisions.
Do you work only with businesses in Bengaluru?
We are based on Brigade Road in Bengaluru and meet most clients in person, but virtual CFO work runs well remotely, so we also support businesses elsewhere in India.
Keep exploring
Related services
Further reading: When Does a Startup Need a Virtual CFO?
Let's start with a conversation.
Tell us where your business is today and where you want it to be. We'll listen first, then show you how we can help.
Statutory filings, legal documents and valuation reports are prepared and signed by appropriately qualified professionals (Chartered Accountants, Company Secretaries, advocates and IBBI-registered valuers) from our team and partner network. This page is general information, not legal, tax or financial advice.